Terms of website use

 

 

 

This page (together with the documents referred to on it) tells you the terms of use on which you may make use of our website (our site). Please read these terms of use carefully before you start to use the site. By using our site, you indicate that you accept these terms of use and that you agree to abide by them. If you do not agree to these terms of use, please refrain from using our site.

 

Information about us

Nationwide Independent Financial Services Limited is a wholly-owned subsidiary of Nationwide Building Society. Nationwide Independent Financial Services Limited is a company registered in England. Number 2170056. Nationwide Independent Financial Services Limited. Registered Office: Nationwide House, Pipers Way, Swindon, SN38 1NW. Nationwide Independent Financial Services Limited is authorised and regulated by the Financial Services Authority (www.fsa.gov.uk/register/ - Registration Number 126534) for certain activities concerning regulated mortgage contracts, general insurance and pure protection contracts, life assurance, pensions and investments. Email: enquiries@nationwideifs.co.uk. Past performance is not a guide to future performance. The value of investments and any income from them can fall as well as rise as a result of market and currency fluctuations and the effects of inflation, which could mean that you may not get back the amount originally invested. All calls are recorded and may be monitored for service quality or security purposes to prevent or detect crime.

 

Use of this website

The products, services and information provided on this website or in any communication containing a link to this site is for personal use and information purposes only and is not intended for distribution to, or use by, any person or entity in any jurisdiction other than the United Kingdom.

Where any opinions are expressed on this website, they are provided by us for personal use and for information purposes only.

 

Where any information on this website constitutes a financial promotion it is issued and approved for publication and distribution in the United Kingdom only.

 

This website is designed to be access through its principal home pages and such other pages as we may decide. If you access the site through individual pages directly, which are not designed for this purpose, you may not see important information that is relevant to information on this website. You will be referred on certain site pages to read "Small Print". This will contain important details and relevant legal or regulatory information and should be read in conjunction with the relevant site pages.

 

Accessing our site

Access to our site is permitted on a temporary basis, and we reserve the right to withdraw or amend the service we provide on our site without notice (see below). We will not be liable if for any reason our site is unavailable at any time or for any period. From time to time, we may restrict access to some parts of our site, or our entire site, to users who have registered with us.

 

You are responsible for making all arrangements necessary for you to have access to our site. You are also responsible for ensuring that all persons who access our site through your internet connection are aware of these terms, and that they comply with them.

 

Intellectual property rights

We are the owner or the licensee of all intellectual property rights in our site, and in the material published on it. Those works are protected by copyright laws and treaties around the world. All such rights are reserved.

 

You may print off one copy, and may download extracts, of any page(s) from our site for your personal reference and you may draw the attention of others to material posted on our site.

You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text.

Our status (and that of any identified contributors) as the authors of material on our site must always be acknowledged. You must not use any part of the materials on our site for commercial purposes without obtaining a licence to do so from us or our licensors.

If you print off, copy or download any part of our site in breach of these terms of use, your right to use our site will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.

 

Reliance on information posted

The contents of this website do not purport to provide any financial, investment or professional advice and nothing on the pages of this website shall be deemed to constitute financial, investment or other professional advice in any way. In particular, you may wish to obtain advice before making any decision.

 

Our site changes regularly

We aim to update our site regularly, and may change the content at any time. If the need arises, we may suspend access to our site, or close if indefinitely. Any of the material on our site may be out of date at any given time, and we are under no obligation to update such material.

 

Information about you and your visits to our site

We process information about you in accordance with our privacy policy. By using our site, you consent to such processing and you warrant that all data provided by you is accurate.

 

Telephone calls and email

Your calls or email may be monitored to prevent or detect crime, for service quality or security purposes.

 

Viruses, hacking and other offences

You must not misuse our site by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to our site, the service on which our site is stored or any server, computer or database connected to our site. You must not attack our site via a denial-of-service attack or a distributed denial-of –service attack.

 

By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our site will cease immediately.

 

We will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of our site or to your downloading of any material posted on it, or on any website linked to it.

 

Linking to our site

You may link to our home page, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it, but you must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists. You must not establish a link from any website that is not owned by you.

Our site must not be framed on any other site, nor may you create a link to any part of our site other than the home page. We reserve the right to withdraw linking permission without notice.

If you wish to make any other use of material on our site other than that set out above, please address your request to our eCommerce Team.

 

Websites linked from this site

We have taken care when linking to other websites and chosen those which we think may be of interest to you. However we have not taken any steps to check or ensure the accuracy of the information contained in them. We are not responsible for the material contained in these Websites or any loss or damage you incur through the use of links.

Jurisdiction and applicable law

The English courts will have exclusive jurisdiction over any claim arising from or related to, a visit to our site. These terms of use are governed by English law.

Enforceability

In the event that any provision of these terms and conditions of use of this website is held unenforceable, it will not affect the validity and enforceability of the remaining provisions.

 

Variations

We may revise these terms of use at any time by amending this page. You are expected to check this page from time to time to take notice of any changes we made, as they are binding on you. Some of the provisions contained in these terms of use may also be superseded by provisions or notices published elsewhere on our site.

 

Your concerns

If you have any concerns about material which appears on our site, please contact our eCommerce Team.